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Workers compensation laws were created to protect employees who are injured on the job. In most states, if you have employees, you are required to have workers compensation insurance coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.
Having workers compensation insurance in Massachusetts is a good idea also because it can protect employers from lawsuits resulting from workplace accidents in addition to providing medical care and compensation for lost income to employees hurt in workplace accidents. No matter how safe you think your workplace is, you need workers compensation insurance to ensure that even one accident doesn’t turn into a major loss for your company.
Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services, and how the system is administered. If you’d like to hear more about how the expert workers compensation insurance agents at Loughlin Financial Group can protect your Massachusetts business and your employees.
Contact Loughlin to learn more today! We our more than happy to answer any question that you could have.