Loughlin Financial Group IS the Independent Insurance Agent of choice for many customers. For over thirty years we have provided high-level service and advice for all your personal and business insurance needs. We have dozens of insurance carriers to call upon to help ensure our customers get the best price for the right coverage.
Massachusetts Small Business Insurance
Loughlin Insurance will help you choose the right small business insurance for your company. Once you open your business, it is important that you protect your assets with the appropriate coverages that will keep your doors open should something happen.
Being prepared, expecting the unexpected, protecting your assets, protecting your property, and protecting your reputation are only a handful of reasons to speak to an experienced insurance agency like Loughlin. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind. Just like small businesses, small business insurance comes in all different sizes.
Small business insurance should help you protect your company’s property, your income, and liability claims against you. A general Business Owner’s Policy combines coverages for business property, general liability and business income insurance in a single policy. At Loughlin, we offer specialized policies that include:
- Commercial Property Insurance
- General Liability Insurance
- Excess Liability Insurance
- Commercial Vehicle Insurance
- Workers Compensation Insurance
- Directors and Officers Insurance
- Employment Practices Liability Insurance
- Group Benefits
Were you aware that most small businesses that experience an interruption in service do not reopen? What would you do if a disaster forced your doors to close and loss of income put you out of business? Preparing for unforeseen circumstances is what small business insurance is all about. Having the right business insurance coverage – and the right insurance agency – may be the one thing that will keep you in business should you get sued, experience a disaster or vandalism, or endure a period when business is interrupted.
Whatever your coverage needs, Loughlin Insurance can help you find the right insurance for your small business. Our agents will work with you to assess the risks your business may face and help you select coverages that suit your needs. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to call us: 781-341-9010.
Small Business Insurance | Massachusetts | Loughlin Insurance
Massachusetts general liability insurance is required by the state for most business owners. General Liability coverage is designed to protect MA business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or the actions of your employees. Massachusetts general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Massachusetts have a choice regarding insurance deductibles and policy limits within their coverage.
Depending on what products and services your business offers, you may be even more liable for incidents on your property or resulting from your product. In the event that an incident does take place, having general liability insurance can help insure your business and business possessions won’t be at risk. Unfortunately, no matter what sector your business falls under, there is always a risk for lawsuits. Having general liability insurance can help cover some legal and financial hits your company may take in the event of an unexpected accident.
On the most basic level, your General Liability policy covers against lawsuits alleging bodily injury, personal injury and property damage due to negligence on the part of the insured. So if you do something wrong that wasn’t intentional and someone is hurt or their property is damaged – then your liability policy will kick in. When you put in a claim, your insurance company will respond by defending you and by paying damages.
Today the chances of your business being sued have dramatically increased in the last decade. Having an affordable general liability insurance policy can help prevent a lawsuit from turning into financial devastation for your company or organization.
General liability insurance in Massachusetts can provide coverage for:
- Bodily Injury– Including the cost of care, the loss of services, and the restitution for any death that results from injury.
- Property Damage– Including physical damage to property or the loss of use of that property.
Think of all the time, energy and money you have put into your small business to help it grow and succeed. While your basic Massachusetts business insurance gives you liability coverage, it may not be enough. Your small business General Liability insurance policy can also provide protection for covered losses sustained due to fire, theft, and vandalism. Don’t let your Massachusetts company go without this essential coverage. You never know when an unexpected incident could occur.
Contact Loughlin Financial Group today and let us meet all your general liability insurance needs with comprehensive coverage at competitive rates.
Does your company have adequate Business Insurance? Loughlin Financial Group would like to talk about protecting your Massachusetts business. We offer general business coverage as well as more specialized policies, namely:
- Commercial Property Insurance – Protects your building, equipment, inventory, furniture, landscaping, loss of income.
- General Liability Insurance – Bodily injury, restitution for death; property damage or loss of use of that property.
- Excess Liability Insurance – Umbrella insurance – protects against a catastrophic loss, covers legal costs.
- Commercial Vehicle Insurance – Covers your vehicles and your employees from property and liability issues.
- Workers Compensation Insurance – Protects employees from workplace accidents, medical care and compensation for lost income for those that have been injured while on the job.
- Bonds – Contract Bonds, Maintenance Bonds, Payment Bonds, Performance Bonds, Surety Bonds.
- Directors and Officers Insurance – Protects against wrongful acts made by board directors and executives.
- Employment Practices Liability Insurance – Protection against discrimination claims, wage disputes, sexual harassment, emotional distress, negligent hiring or promotion.
- Errors and Omission Insurance – Malpractice or professional liability insurance.
- Group Benefits – Health, Retirement, Workers compensation, Dental, and voluntary products.
Your business is your financial life line. With all you have invested in your Massachusetts business, you owe it to yourself to protect your interests. Ask Loughlin Insurance how we can help. Call 781-341-9010 today.
Now more than ever it is important to protect your business from liability claims with General Liability Insurance. We are the Loughlin Financial Group, and we would like to suggest you talk to us about a General Liability Insurance policy that will cover losses arising from real or alleged bodily injury, death, fire, theft, vandalism and property damage. When you least expect it, your company may be hit with a liability lawsuit. Loughlin Insurance can get you the coverage you need to protect your business from claims that can arise from your business operations. We live in a litigious society, and lawsuits against businesses have dramatically increased over the past decade. Do not allow one lawsuit to lead to financial ruin.
Having an affordable general liability insurance policy will give you peace of mind. Work with the knowledgeable and courteous staff at Loughlin Insurance to determine your small business insurance needs. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to schedule a consultation: call 781-341-9010.
We would like to talk to you about protecting your assets with small business insurance. You opened your small business in Massachusetts because you saw a market for your products and services, you did your homework, procured financing, decided on the optimal location, furnished your offices, wrote your company policy manual, hired your staff, and opened your doors. Have you thought about how you are going to protect your investment should something go wrong?
We are the Loughlin Financial Group, and we invite you to call us about a Small Business Insurance policy that will keep your company running should a disaster occur. Being prepared, expecting the unexpected, protecting your assets, protecting your property, and protecting your reputation are only a handful of reasons to speak to an experienced insurance agency. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind.
Were you aware that most small businesses that experience an interruption in service do not reopen? It may or may not be a disaster that closes your doors. Think about the unprecedented hurricane damage that laid waste to so much property in the southern states just recently. What would you do if a disaster forced your doors to close and loss of income put you out of business? Preparing for unforeseen circumstances is what small business insurance is all about. Having the right business insurance coverage – and the right insurance agency – may be the one thing that will keep you in business should you get sued, experience a disaster or vandalism, or endure a period when business is interrupted.
Work with the knowledgeable and courteous staff at Loughlin Insurance to determine your small business insurance needs. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to call us: 781-341-9010.