Massachusetts General Liability Business Insurance

General Liability Insurance Protection

The agents at Loughlin Insurance are here to assist you when you need Massachusetts General Liability Insurance. Massachusetts general liability insurance is required by the state for most business owners. From a slip and fall accident in your parking lot to injuries resulting from using your product, your general liability policy covers expenses related to out-of-court settlements, litigation, and court judgments. As a business owner, being properly insured is critical to protecting your company.  Loughlin Insurance will help you choose the right insurance for your company.

General Liability coverage is designed to protect MA business owners from direct or indirect damages to another party. Your liability insurance helps pay for damages caused by the actions of your business or employees. Massachusetts general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Massachusetts have a choice regarding insurance deductibles and policy limits within their coverage.

General Liability Insurance coverage usually includes:

  • Property Damage, Data Loss, or Bodily Injury
    This coverage could include claims expenses if you injure a third-party or damage someone else’s property. Fire damage at a physical location you rent for your business is covered under this policy. Data loss or computer damage due to an accident would be covered under your GL policy, which could cover the costs associated with recreating the lost data.
  • Medical Payments
    Medical payments resulting from any bodily injury you may be held legally responsible for.
  • Defense Costs
    Attorney representation to defend your company regardless of fault.
  • Personal & Advertising Injury
    If you’ve been sued for libel and slander, the Loughlin Insurance Agency could help provide claims coverage.

Being prepared, expecting the unexpected, protecting your assets, protecting your property, and protecting your reputation are only a handful of reasons to speak to an experienced insurance agency like Loughlin. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind. Just like businesses, business insurance comes in all different sizes.

Small business insurance should help you protect your company’s property, your income, and liability claims against you.  A general Business Owner’s Policy combines coverages for business property, general liability and business income insurance in a single policy.

Do you have specific questions or need to reach a business insurance agent? Our agents will be happy to talk to you Monday through Friday from 8:30 am to 5:30 pm. Our agents will work with you to assess the risks your business may face and help you select coverages that suit your needs. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to call us: 781-341-9010.

General Liability Business Insurance | Massachusetts | Loughlin Insurance

General Liability Insurance – MA

Massachusetts general liability insurance is required by the state for most business owners. General Liability coverage is designed to protect MA business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or the actions of your employees. Massachusetts general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Massachusetts have a choice regarding insurance deductibles and policy limits within their coverage.

Depending on what products and services your business offers, you may be even more liable for incidents on your property or resulting from your product. In the event that an incident does take place, having general liability insurance can help insure your business and business possessions won’t be at risk. Unfortunately, no matter what sector your business falls under, there is always a risk for lawsuits. Having general liability insurance can help cover some legal and financial hits your company may take in the event of an unexpected accident.

On the most basic level, your General Liability policy covers against lawsuits alleging bodily injury, personal injury and property damage due to negligence on the part of the insured. So if you do something wrong that wasn’t intentional and someone is hurt or their property is damaged – then your liability policy will kick in. When you put in a claim, your insurance company will respond by defending you and by paying damages.

Today the chances of your business being sued have dramatically increased in the last decade. Having an affordable general liability insurance policy can help prevent a lawsuit from turning into financial devastation for your company or organization.

General liability insurance in Massachusetts can provide coverage for:

  • Bodily Injury– Including the cost of care, the loss of services, and the restitution for any death that results from injury.
  • Property Damage– Including physical damage to property or the loss of use of that property.

liability insurance

Think of all the time, energy and money you have put into your small business to help it grow and succeed. While your basic Massachusetts business insurance gives you liability coverage, it may not be enough. Your small business General Liability insurance policy can also provide protection for covered losses sustained due to fire, theft, and vandalism. Don’t let your Massachusetts company go without this essential coverage. You never know when an unexpected incident could occur.

Contact Loughlin Financial Group today and let us meet all your general liability insurance needs with comprehensive coverage at competitive rates.

General Liability Insurance | Massachusetts | Loughlin Insurance

Business Liability Insurance – MA

Now more than ever it is important to protect your business from liability claims with General Liability Insurance.  We are the Loughlin Financial Group, and we would like to suggest you talk to us about a General Liability Insurance policy that will cover losses arising from real or alleged bodily injury, death, fire, theft, vandalism and property damage. When you least expect it, your company may be hit with a liability lawsuit. Loughlin Insurance can get you the coverage you need to protect your business from claims that can arise from your business operations. We live in a litigious society, and lawsuits against businesses have dramatically increased over the past decade. Do not allow one lawsuit to lead to financial ruin.

Having an affordable general liability insurance policy will give you peace of mind. Work with the knowledgeable and courteous staff at Loughlin Insurance to determine your small business insurance needs. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to schedule a consultation: call 781-341-9010.

 

Business Liability Insurance | MA | Loughlin Insurance