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General Liability Insurance – MA

Massachusetts general liability insurance is required by the state for most business owners. General Liability coverage is designed to protect MA business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or the actions of your employees. Massachusetts general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Massachusetts have a choice regarding insurance deductibles and policy limits within their coverage.

Depending on what products and services your business offers, you may be even more liable for incidents on your property or resulting from your product. In the event that an incident does take place, having general liability insurance can help insure your business and business possessions won’t be at risk. Unfortunately, no matter what sector your business falls under, there is always a risk for lawsuits. Having general liability insurance can help cover some legal and financial hits your company may take in the event of an unexpected accident.

On the most basic level, your General Liability policy covers against lawsuits alleging bodily injury, personal injury and property damage due to negligence on the part of the insured. So if you do something wrong that wasn’t intentional and someone is hurt or their property is damaged – then your liability policy will kick in. When you put in a claim, your insurance company will respond by defending you and by paying damages.

Today the chances of your business being sued have dramatically increased in the last decade. Having an affordable general liability insurance policy can help prevent a lawsuit from turning into financial devastation for your company or organization.

General liability insurance in Massachusetts can provide coverage for:

  • Bodily Injury– Including the cost of care, the loss of services, and the restitution for any death that results from injury.
  • Property Damage– Including physical damage to property or the loss of use of that property.

liability insurance

Think of all the time, energy and money you have put into your small business to help it grow and succeed. While your basic Massachusetts business insurance gives you liability coverage, it may not be enough. Your small business General Liability insurance policy can also provide protection for covered losses sustained due to fire, theft, and vandalism. Don’t let your Massachusetts company go without this essential coverage. You never know when an unexpected incident could occur.

Contact Loughlin Financial Group today and let us meet all your general liability insurance needs with comprehensive coverage at competitive rates.

General Liability Insurance | Massachusetts | Loughlin Insurance

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