Massachusetts General Liability Business Insurance

General Liability Insurance Protection

The agents at Loughlin Insurance are here to assist you when you need Massachusetts General Liability Insurance. Massachusetts general liability insurance is required by the state for most business owners. From a slip and fall accident in your parking lot to injuries resulting from using your product, your general liability policy covers expenses related to out-of-court settlements, litigation, and court judgments. As a business owner, being properly insured is critical to protecting your company.  Loughlin Insurance will help you choose the right insurance for your company.

General Liability coverage is designed to protect MA business owners from direct or indirect damages to another party. Your liability insurance helps pay for damages caused by the actions of your business or employees. Massachusetts general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Massachusetts have a choice regarding insurance deductibles and policy limits within their coverage.

General Liability Insurance coverage usually includes:

• Property Damage, Data Loss, or Bodily Injury
  This coverage could include claims expenses if you injure a third-party or damage someone else’s property. Fire damage at a physical location you rent for your business is covered under this policy. Data loss or computer damage due to an accident would be covered under your GL policy, which could cover the costs associated with recreating the lost data.
• Medical Payments
  Medical payments resulting from any bodily injury you may be held legally responsible for.
• Defense Costs
  Attorney representation to defend your company regardless of fault.
• Personal & Advertising Injury
  If you’ve been sued for libel and slander, the Loughlin Insurance Agency could help provide claims coverage.

Being prepared, expecting the unexpected, protecting your assets, protecting your property, and protecting your reputation are only a handful of reasons to speak to an experienced insurance agency like Loughlin. Loughlin Insurance has been in business for over 30 years and has your company’s best interests in mind. Just like businesses, business insurance comes in all different sizes.

Small business insurance should help you protect your company’s property, your income, and liability claims against you.  A general Business Owner’s Policy combines coverages for business property, general liability and business income insurance in a single policy.

Do you have specific questions or need to reach a business insurance agent? Our agents will be happy to talk to you Monday through Friday from 8:30 am to 5:30 pm. Our agents will work with you to assess the risks your business may face and help you select coverages that suit your needs. We help you manage your risks so you can protect your small business and focus on long term business growth and success. We invite you to call us: 781-341-9010.